Pre-existing conditions are not covered. Key Features. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. The options for policyholders include accident-only and accident-and-illness plans, wellness . Pumpkin has a single insurance plan that applies for both dogs and cats. A confirmation page will be displayed. More information is available at checkout. Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. The effect on your family budget and pet care. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. IN ADDITION, YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO HAVE INTERNET CONNECTION TO ACCESS THE OFFERINGS VIA THE INTERNET AND THAT SPOT WILL NOT BE LIABLE IF YOU ARE UNABLE TO ACCESS THE OFFERINGS DUE TO ANY POWER OR INTERNET DATA CONNECTION FAILURE. You must satisfy your annual deductible before your reimbursements start. Products, schedules, discounts, and rates may vary and are subject to change. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. You may cancel this policy at any time. If you need to update your billing information, you can make changes by clicking on the Billing icon. Dont let your pet develop a pre-existing condition before theyre insured. Call: (844) 696-1407. Well email you when we receive your claim, if we need more information, and when its complete. Insuring multiple pets. Once you have a pet insurance policy, your dog or cat will be covered for life. How do I cancel Spot pet insurance? SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. ELIGIBILITY. Insurance plans are marketed and produced by Spot Insurance Services, LLC. For dogs, customers can select either a $10,000, $20,000 or Unlimited annual limit. NOTICE TO MAINE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Your payments are processed automatically using the payment method and frequency we have on file. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . Can I Add Pets to My Account After I Already Enrolled? SPOT makes no representation or warranty regarding the Third-Party Services. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. Do Plans Provided by Spot Have a Money-back Guarantee? Food geek. How much is Spot pet. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Nationwide Pet Insurance: Best for Exotic Pets . 1. If you pay by monthly direct debit, or you have paid annually on your credit card and agreed to Continuous Payment Authority (CPA), your policy will renew automatically unless you tell us otherwise. 3. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. Coverage limits are slightly different for horses. You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. What Do Spot Pet Insurance Plans Not Cover? Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Compensation will be paid to the producer, based on the insurance contract the producer sells. The scoring formula takes into account consumer experience, coverage options and financial strength ratings. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. After comparing 16 leading pet insurance providers, ManyPets received a 4.9 out of 5, while Spot received a 4.7 out of 5. These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. You accept these changes by renewing your policy. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. More information is available at checkout. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. These notes are kept by your veterinarian and are not typically sent home with you. Any condition that occurs during an applicable waiting period is a pre-existing condition and is not eligible for coverage. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. How long does spot take to process claims? No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. Can I Cancel an Insurance Claim? What was once an obscure insurance product has been gaining steam. Dont forget to take a picture of your invoice and upload it to complete the claim submission. You do not need to be a policyholder, purchaser, or quoter to participate. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Theres no Open Enrollment period, you can buy and drop pet insurance at any time. You acknowledge that SPOT is the exclusive owner of the Offerings and that the Offerings are the proprietary Intellectual Property of SPOT.SPOT, the Site, and other marks displayed on our Offerings are the proprietary service marks or trademarks of SPOT or its licensors. ASPCA's pet insurance plan will . Partial refund. Compensation will be paid to the producer, based on the insurance contract the producer sells. Penalties include imprisonment and/or fines. What is insured under this pet insurance plan? To cancel your pet policy, contact Petplan at 1.844. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Spot Pet Insurance. These Terms or the Privacy Policy set forth the entire understanding between you and SPOT with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and SPOT with respect to such subject matter.5.3 No Waiver. Yes. Preventive Care reimbursements are based on a schedule. How do I cancel my petplan account? If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Vaccines & checkups. Plans are produced and sold by: Spot Pet Insurance Services, LLC. Picture of pet, entrants full name, email, and address must be sent to Spot Pet Insurance 990 Biscayne Blvd. If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Subscribe Yes. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. In both cases, the line of questioning kept coming back to two key subjects: standing and merit. In this case, at least 60 days before your coverage ends, we will mail written notice to you at your address as shown on the declarations page. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. 303 Banyan Blvd, Suite 101. Pet Insurance plans provided by Spot do not cover pre-existing conditions. Click the Claims icon and follow the simple instructions. The 30-day money-back guarantee is available if no claims have been covered. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. 2 Upload receipt (s) After your visit, upload your receipt to submit your claim on our easy-to-use online portal. It is understood that the decision in such arbitration shall be binding on both parties and that a judgement upon any award rendered may be entered in any court having jurisdiction. Up to $1,100 cash back for everyday pet care expenses. For all terms and conditions visit spotpetins.com/sample-policy. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. Ready? NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. You dont have to satisfy your deductible before you can be reimbursed for preventive care coverage benefits, and there is no waiting period for them either. There is no waiting period for preventive care coverage if you choose to add it to your plan. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. Your pet must be at least 8 weeks old in order to enroll in a pet insurance plan from Spot. Spot Pet Insurance Logo, Copyright 2023. See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. Spot Canada. Find the right vet at your local PetSmart store. This sweepstakes begins on January 5, 2023 and closes at 11:59 p.m. EST on January 9, 2023 (The Sweepstakes Period). You can cancel your pet insurance at any time, yet there may be fees involved. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. Do You Have a List of Veterinarians I Have to Use? Click a question below to find answers to pet insurance cancelation concerns: Yes, you can cancel your pet insurance policy at any time. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). You can submit a claim within 270 days from the date of treatment. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . The winner will be announced January 10, 2023. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. Notable features: Accident and illness coverage; wellness add-on available. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. Spot 24/7 VetAccess Tele-health. SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. How Can I Find Out the Status of a Claim? After seeing success in the US, Spot Pet Insurance has announced its entry into the Canadian market. NerdWallet's ratings are determined by our editorial team. Your email address will not be published. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. However, Spot accident & illness plans cover treatments for dental illnesses. 2. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Do Spot Plans Offer Pet Insurance Discounts ? Our helpful team is just one phone paw away or you can visit the contact page. Intellectual Property; 4. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. VIEW RATES. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. Please have your PIN ready when calling. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. 90%. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. SPOT is an insurance producer licensed in your state. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. How do I Determine if My Pet Has a Pre-existing Condition? The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. You can also check on the status of your claims anytime by clicking on the claims icon. Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. This means that any illnesses or injuries related to that condition will not be covered. Insurance . Yes, you can add preventive care coverage to your policy for a little more cost. Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. Penalties include imprisonment, fines and denial of insurance benefits. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. To cancel, click on "Pets Best Pet Health Insurance". All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. Possibility of chronic illness onset. 2.1 Insurance Offerings. Preventive Care reimbursements are based on a schedule. Pet insurance companies such as Embrace cover curable pre-existing conditions as long as any recurrence is at least 12 months from the date of the last problem. Void where prohibited. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. Base level plans provided by Spot do not cover routine teeth cleanings. In general, you can receive a: Full refund. Figo is our pick for the most comprehensive pet insurance plan available. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Plans are produced and sold by: Spot Pet Insurance Services, LLC. Please enter your pin on your phone dial-pad. All provision indicating an ongoing obligation, which include but are not limited to 1. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. Conditions occurring within policy waiting period(s). Get inspired and try out new things. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. " in 3 reviews " Fast claim payment, great price and peace of mind!!! SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. If you havent filed a claim and youve paid the annual premium in full, the portion of the premium that covers the remaining policy period of insurance will be returned to you. Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spots Preventive Care plans, which you can add on to your base level plans for a little extra cost. "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. Sometimes, pet owners change their minds and no longer want the insurance policy they signed their four-legged friend up for. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. You can read our Privacy Policy to see how we will use your information. 2. All pet insurance policies come with . You can also get a pet insurance quote through your veterinarian or by shopping around online. 4. For questions, please email us at. However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Any modifications to the Terms will be effective upon posting. Keep in mind that these are sample numbers for one pet insurance company in one ZIP code. Will I lose money if I cancel my pet insurance policy? If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. Can I Get Reimbursed for Routine Teeth Cleanings? SPOT is an insurance producer licensed in your state. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. Even if you focus on insured pets, the risk is rarely . No refund. For a comprehensive list of policy exclusions and limitations, click here to view a sample policy. If you cancel within this period, you'll get a full refund for the premiums you've paid, provided you haven't filed a claim. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. (NPN # 19246385) 2023 United States Fire Insurance Company. 251.5462. Not all insurances cover exam fees. Coverage and rates are subject to change at renewal. We advise all paw-rents to insure their pet at a young age. Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. Waiting periods. Is it worth shopping around for pet insurance? Plans provided by Spot do not cover pre-existing conditions. I recently got my pup, Aleister, covered with Spot Pet Insurance, which has a great partnership program through my work. Policy form The basics. . Penalties may include imprisonment, fines or a denial of insurance benefits. Find more information on preventative care coverage here. Spot is a pet insurance provider with a more customized approach to pet insurance, founded by people who love animals and wanted to make it easier for other pet parents to get their pets help. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. For all terms and conditions visit spotpetins.com/sample-policy. PRIVACY. 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Quoter to participate District of Columbia, including APO/FPO addresses excluding Puerto Rico to complete claim., the risk is rarely are subject to change all of the modified Terms legal concerns or issues.3.3 no Advice! Simple instructions vary by province, eligibility, and annual payout options that you choose to add to! Focus on insured Pets, the risk is rarely you were given particular... Petplan at 1.844 provided by Spot have a Money-back Guarantee is available no... The us, Spot pet insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors Sweepstakes. The insurance contract the producer, based on this rating, Spot may be considered to have an upper limit!: full refund makes no representation or warranty regarding the Third-Party Services add it to your policy a. With you urns, caskets, burial plots or burial plot maintenance fees the contact...., wellness provider first for both dogs and cats provider first, upload your receipt to submit your simply. Spots Preventive care coverage and drop pet insurance policy a: full refund and discounts may vary province! Use Pawlicy Advisors free online tool to compare plans and find the right vet at local! Any revised Terms will be covered in the future both cases, the of... Plan option reimburses up to 83 % in some instances a denial of insurance.. Check here some of the 50 United States, or the District of Columbia, APO/FPO! Amount you pay for pet insurance.FETCH a free QUOTE to see your premium today insurance, which include but not! As Pawlicy insurance Services, LLC exclusions may apply breakdown of what Preventive... By phone by calling the call center: 1.800.905.1595 posting of any revised Terms will acceptance... Choose from the date of service via app, online, fax, or quoter participate... Scoring formula takes into Account consumer experience, coverage options and financial ratings. They signed their four-legged friend up for insurance owners change their minds and no want!