So do I should not continue to repay for my big student loan debt or Speak to a lawyer about my situation? To skip to the section of this Guide where I go through each of these programs in detail, please click the hot links below. I unfornately did not complete the program as expected at that time, however am still paying on the loan. In the spirit of full disclosure: I do not work for the US Department of Education in any capacity. Odds are very good that tons of Kaplan University loans will be included in this wave of approvals, and DOE began emailing borrowers on Friday December 14th to alert them that their debts from school had been cancelled, so make sure that youre watching emails closely if youve already submitted a BDAR application. And now Im $86,000.00 in dept! A judge in the case said the department has a legal obligation to take action on group claims brought by state attorneys general, an argument the Kaplan borrowers are leaning on as they seek approval of their own application. The Department . Kaplan university was regionally accredited. The key thing to consider here is how good a chance you have at getting your loans discharged, and how quickly that process can be completed, so you can stop making those useless monthly payments toward whatever you owe the defunct Kaplan College. ATLANTA, Sept. 3, 2020 /PRNewswire/ -- Dalton Education, a leading provider of education solutions in financial planning, is pleased . I feel guilty because I cannot even get a job with the degree that shes paying for. Well oh I was 100percentbon the test never have they seen that before etcok I can get you a grant for 1000.00 and its only 300.00 more that if you cant cover well get you a loan for the difference. Your thoughts would be greatly appreciated! One of the main reasons that Kaplan loans are eligible for the Borrowers Defense program is that the school has been accused of defrauding the US Government to the tune of a whopping $4 billion, which is basically a record when it comes to higher education fraud. However I still ended with $14,000 in student loan debt. I am currently receiving correspondence from Nelnet stating I have a student loan. Create your eSignature and click Ok. Press Done. And Parent Loans are slightly tricky. I applied for and qualified for a 5,000 per year grant so if my math is correct that means I should have only accrued 12,000 in loans for the 2 years I attended yet when all was said and done I somehow owed 34,000? Im not familiar with Bauder College? Kaplan is still owned by Graham Holdings Company, a for-profit company traded on the NASDAQ under GHC. With that information, I decided to quit and ended up with 20k in student loans. Select your region to contact a Kaplan customer service representative via contact form, phone number or email and to sign in. I know they didnt give 2 shits about our academics only the money. Advice for the relationships in your life and how to boost your own well-being. Any assistance you can provide will be appreciated. So I dropped out due to personal and work conflicts. I felt some of the classes should have been better taught, as in more in depth of the subject which really didnt go along with the subject I was taking. Been paying on it for the last 8 years. It means the schools would accept applications from anybody, including people who had no hope of ever graduating, because they wanted their money. I cant even find my loans nor can I find any records of the school? when i met with an advisor to withdrsw he threstened me that i would hsve to pay for the entire program whether I stayed or left. You can find the official Borrowers Defense program page here and the official Closed School program page here. I initially enrolled under the assumption that the schools medical assisting program was the equivalent of a dental assisting program according to what information they gave me when I applied. The specific requirements of the Closed School program state that you must not have completed all of your courses required for graduation, and that you must have either still been attending the school at the time it shut down, or within 120 days of the official closure date. You can find their contact info by Googling their name. I am in default of my student loans to approximately $50k. Hello, i went to Kaplan Career institute in philadelphia Pa, (Franklin Mills) 2014-2015 CLOSED NOW Pharmacy Technician Program. I was also told they were and accredited school and i can go anywhere if i wish to transfer even to my local community college, which is a complete lie. The closing of Kaplan University, Kaplan College and Kaplan Career Institute entitles former students to use the Closed School Loan Discharge program in order to obtain loan forgiveness, under certain conditions. The real kicker came when I approached time for graduation. Finally, disbursements came through and they sent over my transcripts to a community college and I met with a counselor and was told that NONE of my credits can be transferred over, when I was told by Kaplans counselor that I would be able to. And this program is actually the better option for receiving forgiveness benefits because even though its harder to qualify for them, its much easier to actually receive them. Does what? They Told me The starting wage was $ 18+ . I also went to Kaplan online I have been fighting with them about charging me when I wasnt even enrolled there. I went to Kaplan university from October 2008 to March of 2012. The job I eventually found was not in the medical billing and coding field,so I was not making 20 to 24 dollars an hour.My loans are in collections,what can I do? If you need help with questions about general student loan topics, be sure to look at the other pages of my site, which go through both Private and Federal student loan options in detail. Hello, I am a Veteran & recently was TRICKED by a Company calling themselves STUDENT SS C-R; supposedly they are out of California, I paid them $820.00 to help me with my Kaplan Student Loan. For instance, Kaplan was accused of employing instructors who were not eligible to teach Medical Assistant courses. What Is Borrower Defense? Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. I had attended kaplan in 2002 about the same time they changed to a university. Which program should I apply for to get some of these loans to disappear? As I pointed out above, you will need to link your Borrowers Defense claim to the schools legal troubles, pointing out that the school did some or several of the things mentioned in the lawsuit against to you personally, and that it was these illegal behaviors which convinced you to agree to take out a loan for their higher education program. I would contact your Servicer to ask what the heck is going on. Every time I contacted school it was a new reason from trying to get me to apply for more loans to complete 6 more class was all I needed. It stopped coming to me around $3000.00 until I applied for my SSI. Is there a time limit in which we can apply? Save my name, email, and website in this browser for the next time I comment. My question is would any of this lawsuit apply to me? The final settlement, which must still withstand an appeal underway by the defense, would provide full relief including student loan forgiveness, payment refunds and credit repair to 200,000. In fact, within the class action lawsuit against Kaplan University, we found out that they were involved in enrolling unqualified students, changing grades, and even falsifying legal documents so that their substandard programs would receive accreditation. that Im sure they are going to take. i felt the school was a joke and not taking my education i was paying for seriously. This comes across as a story that maybe you just didnt understand what they were saying? I thought I was qualifying for financial aid which upon graduating would not have to be paid back however all of my loans are student loans about 70 thousand dollars and hitting my credit separately! I had federal pell grants i dont think i had any private. The job placement rate of 99% is definitely going to make you eligible for a Borrowers Defense Discharge. In 2008 three former academic officers at Kaplan University filed wide-ranging federal False Claims Act lawsuits accusing the university of defrauding the United States government out of more than $4 billion. Be very specific when writing this stuff up, because its not enough to simply point out that the school broke the law and was deservingly punished. Hello, I graduated back in 2009 but I had started when it was called Meric college. I dont think this example youve shared is an illegal activity on their behalf, so I doubt it would work. I dont think youre going to qualify for a discharge based on what you told me. Kaplan University is a regionally accredited university offering a wide range of degree and certification programs. You can reach them at 1-877-317-0455. Your only option will probably be a Borrowers defense discharge. Every servicer has a slightly different way of processing these applications, so once youve submitted your paperwork, youll need to listen to them and follow their instructions in order to get the discharge approved. I was also told their job placement rate was 99 percent. Yeah, good question here. In 2017 $6,000. This was a HUGE demotion! Over the last several years, over $1 billion in student loan debt has been forgiven for students who attended for-profit colleges or other schools that potentially misled students. Degree Attainment. Hi Tim, I can not find any information with a number for Kaplan. Prior Learning Assessment. I probably fall under the get a lawyer can you lead me in the right direction please. The school hasnt done anything illegal against you. The Department of Education Class Action Lawsuit is Theresa Sweet, et al. Possibly. If you cant be specific and explain this clearly, then your application will be rejected and youll have to continue paying off that Kaplan debt. Alternatively, if you just want to know how to take advantage of it, then heres the main details you need to know. (2000) Institution name changed from Quest College to Kaplan College. Come to find out you cant and you specifically have to have a degree in the subject youre going to teach. Thank God I got some of my credits transfred to a different online school in 2018. Kaplan University, 567 F.Supp.2d 1394, 1404 (S.D. I had only 30 credits left to graduate. This led to a fine of almost $30 million by the U.S. Department of Education. i want to Apply for Borrowers Defense to repayment Discharge what is the time frame of the application ? The main difference between BDAR and Closed School Discharges is that applications for the Borrowers Defense program are taking quite some time to process, with many people reporting waiting over a year to even hear back from the Department of Education. Yeah, you may be able to get approval for a Closed School Discharge. That meant there were up to an additional 80 credits that my financial aid paid for that now I was not going to be able to get credit toward the original grandfathered claused program as I was promised at the beginning. My parents gave me this balance which was to be used for a graduation trip to celebrate so I could receive my degree. I think youre at the point where it requires legal assistance. To make one thing crystal clear, this is NOT a Student Loan Forgiveness Scam, as the Borrowers Defense program was created by the US Government, and is run by the Department of Education. To help you figure out which program will work best, lets take a closer look at them in detail. How about not having a proper high school diploma just a certificate not a GED an actual certificate that I later learned was earned from a school that was not an accredited one?! Kaplan Higher Education ("Kaplan"), a leading for-profit education company with campuses located throughout the country, will pay roughly $1.3 million under a civil settlement with the United States Department of Justice. I was wondering if I qualify for the Borrowers Defense. You can reach them at 1-888-906-3065. That Program works for Federal student loans for ANY School, College or University, so if thats what youre asking about, then yes. Read my full post again, then think about how to phrase your claim more clearly. In fact, Betsy DeVos, our Education Secretary, has been trying to eliminate the Borrowers Defense program entirely ever since she was appointed by President Donald Trump, who also seems to be against BDARs existence. Thats some serious stuff, and the reason why virtually anyone who attended any of their schools should have no problem in getting their loans completely discharged via Borrowers Defense to Repayment. You can reach them at 1-888-906-3065. If youre having trouble filling out the application, ask your questions in the comments section below and Ill give you advice on how to take care of different parts of the process. When you apply for the discharge, make sure that you hiighlight specific details about what Kaplan College enrollment advisors, advertisements or other official information told you in order to entice you take out the student loan. Ex-employees allege bad actions regarding student loans, as well as making it real easy for students to graduate, but then when they were hired, the students were . How do i even start doing this. Long story short it was suggested that i take out a loan which i did and now i owe Navient because my loan was taken over by them. To help you brainstorm ideas for things you could include on your application, lets take a closer look at what exactly Kaplan University was doing that got them into trouble in the first place. 2550 Northwestern Avenue Suite 1100 West Lafayette, IN 47906 (866) 522-7747 www.purdueglobal.edu *Previous names: Institution name changed from American Institute of Commerce to Quest College. Knowing my grades werent the best but they said it would be ok. Hi, my sister attended Kaplan which use to be Maric College and was told she could not enroll until she could get a co-signer. I have written them many times about this and they do nothing. If your legal rights are affected by a class action, you usually will only need to get involved once the case settles. With over 450 academic programmes for higher learning and professional certification courses for skills development, Kaplan, as your Lifelong Integrated Learning Partner, provides opportunities for you to always stay relevant.. I had been out of work so was considering going back to school thinking a degree would help me at my age to become employable. Hi! 2020 Caldwell University and Ed4Mil have been ordered to pay the federal government $5 million to settle allegations that they defrauded the VA by overcharging veterans for classes they represented as being provided by Caldwell while in reality they were marked-up classes from an online correspondence school. The Department of Education plans to automatically cancel a total of $6 billion in student loans as part of a class-action lawsuit from students who filed borrower's defense claims against big-name online and for-profit institutions, including the University of Phoenix, Kaplan University and DeVry University. By the way the one time I needed to speak to a teacher,she responded to my question with a question. They made many promises which were never delivered to me . I paid off my loans. Hi, I attended Kaplan but had to stop going before i finished my degree. . I was however unable to attend graduation due to a family health crises that required me to temporarily relocate out of state. Now when I look for employment, my resume is reviewed and I am often asked why did I graduate with a Business Administration degree when my transcripts show my aim was to be in HealthCare Management Administration. 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