Type of membership: Member, Homeloan Management Ltd Head office: Keith House, Redheughs Rigg, South Gyle Crescent, Edinburgh, EH12 9DQ Head office: Title House, 33-39 Elmfield Road, Bromley, Kent, BR1 1LT, DX 122200 BROMLEY 9 Registered in England No: 3642459 | Website by Fuelius. PenFed Credit Union: Best credit union for mortgages. Type of membership: Member, HBOS plc Using an advisor makes applying for a mortgage incredibly easy and asking for help is a breeze as well. Type of membership: Member, Lloyds TSB Mortgages The warranty is provided either by a warranty scheme or a Council of Mortgage Lenders (CML) Professional Consultants Certificate. While they are not a legal requirement for sellers, mortgage lenders require a building to pass an EWS1 fire safety inspection before they will lend to new buyers. This broadly the industry standard for warranty schemes. Type of membership: Member, Tiuta PLC For these reasons, NHBC has submitted that rule 8 and its definition of "other home warranty schemes" have now become obsolete. Type of membership: Associate, Checkmate Mortgages Limited If you have any queries relating to lender approval, please call us on0800 183 1755. Head office: City House, City Road, Chester, CH88 3AN Lenders will generally lend on a newly built (or newly converted) property only when the property is covered by a warranty scheme (for example, the National House-Building Council (NHBC) Buildmark scheme) or by a Council of Mortgage Lenders (CML) Professional Consultant's Certificate.1 However, there are fundamental Type of membership: Member, Marsden Building Society Criteria Brain fixes this problem by providing a platform which lenders can upload their rules to, in a format that allows advisors to extract the precise information they need in great detail and very quickly. Type of membership: Member, The Royal Bank of Scotland plc You can check which warranty providers are approved by lenders on the UK Finance website. Head office: 10 The Forum, Minerva Business Park, Lynch Wood, Peterborough, PE2 6FT Head office: 36 Sutton Court Road, Sutton, Surrey, SM1 4TE Head office: Legal & General House, St Monicas Road, Kingswood, Tadworth, Surrey, KT20 6EU TN8 6HF. No. Type of membership: Member, Barnsley Building Society At times, the lender and buyer might not accept the insurance. Type of membership: Member, Wave Head office: Progressive House, 33-37 Wellington Place, Belfast, BT1 6HH, DX 4230 NR BELFAST 26 The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. Type of membership: Associate, Eversheds LLP Type of membership: Associate, Shoosmiths Solicitors Head office: 20 Ralli Courts, West Riverside, New Bailey Street, Salford, M3 5FT Type of membership: Member, Kensington Mortgages We help our members to implement regulatory initiatives through a compliant and customer-focused approach, and by sharing best practice across the industry. Key findings. Type of membership: Member, Affirmative Finance Limited Head office: 1 Baird Road, Kirkton Campus, Livingston, EH54 7AZ Head office: The Mound, Edinburgh, EH1 1YZ Please note that this list is frequently updated as One Guarantee are continuously being approved by new lenders. Care Orders, Interim Care Orders and Care Proceedings. Head office: Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, DX 728540 SOUTHPORT 8 A structural defect warranty is expected on a property of 10 years or less (a few lenders might expect 12). Head office: 11 Cradock Street, Swansea, West Glamorgan, SA1 3EW, DX 39595 SWANSEA A building warranty, also known as a structural warranty or latent defects insurance, protects against damage caused by defects in the design, workmanship, materials, or components in new buildings or converted properties. . No: 727 7528. Type of membership: Associate, IBM Global Business Services Type of membership: Member, Holmesdale Building Society LABC Warranty is a trading name of MD Insurance Services Limited. Head office: 83 Victoria Street, London, SW1H 0HW Type of membership: Member, Nottingham Building Society 5TH FLOOR, 1 ANGEL COURT, LONDON EC2R 7HJ, UK Finance mortgage lenders' handbook for conveyancers. Check out this list of full members and associate members of the Council of Mortgage Lenders together with contact details :-, Abbey Type of membership: Member, Cheshire Building Society Type of membership: Member, GE Money Home Lending Ltd Most mortgage lenders in the U.S. are mortgage bankers. Type of membership: Member, Market Harborough Building Society Type of membership: Member, AIB Group (UK) plc Type of membership: Member, Northern Rock plc Type of membership: Member, Credit & Mercantile plc 1.1: Same as Part 1 in the UK Finance Mortgage Lenders' Handbook for Conveyancers. Type of membership: Member, Amber Homeloans Ltd Type of membership: Associate, Aberdein Considine and Company Type of membership: Member, Newcastle Building Society Head office: PO Box 232, 51 Newmarket Road, Cambridge, CB5 8FF, DX 133158 CAMBRIDGE 8 Head office: 3rd Floor, 5-10 Bury Street, London, EC3A 5AT Head office: Frizzell House, County Gates, Bournemouth, BH1 2NF Head office: Economic House, PO Box 9, High Street, Coventry, CV1 5QN, DX 18855 COVENTRY-2 Approved Mortgage Lenders. Type of membership: Member, Southern Pacific Mortgage Limited Head office: 21-27 Lambs Conduit Street, London, WC1N 3BD Council of Mortgage Lenders approved; . Type of membership: Member, Prudential Lifetime Mortgages The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. If you have a query about a lender that is not listed here please contact us. Type of membership: Member, HSBC Bank plc Accord Buy to Let. Head office: One Canada Square, London, E14 5AG 1 Choice for CML Approved Building Certificates. December is a festive time, with a lot of eating, drinking and often, spending. Type of membership: Member, West Bromwich Mortgage Company Limited Type of membership: Member, Beverley Building Society Head office: 1 Park Lane, Leeds, LS3 1EP Type of membership: Member, Clydesdale Bank plc New American Funding: Best for low APR. As a homeowner, you should note that newly-built houses may easily experience . Type of membership: Associate, Sterling Insurance Group Limited We've worked closely with our providers to offer a Structural Warranty policy that is designed to meet your needs. Head office +44 (0) 289 0992 303 Alanbrooke House Castlereagh Business Park 478 Castlereagh Road Belfast, BT5 6BQ It helps people to get pre-qualified and pre-approved by lenders so they can purchase a residential property. The Q Policy has been approved by the Homes & Communities Agency for the government's Help to Buy Scheme. Type of membership: Associate, PMI Mortgage Insurance Company Limited Head office: 51-55 Duke Street, Barrow-in-Furness, Cumbria, LA14 1RT, DX 63922 BARROW Head office: Granville House, Festival Park, Hanley, Stoke-on-Trent, Staffordshire, ST1 5TB, DX 701700 HANLEY-2 Registered address: 1 Angel Court, London, EC2R 7HJ UK Finance Limited (trading as UK Finance) 2023. Head office: Accounts department, Gainsborough House, Houghton Hall Park, Houghton Regis, LU5 5XF The Q Policy from Q Assure Build Ltd is a structural warranty which puts quality build and customer service first. Downloads Home Resources Downloads Membership Membership Form Download Now rules of registration Download Now cgice key fact policy summary Download Now Building Regulations structure Download Now fire safty Download Now site preparation Download Now toxic substance Download Now passage of sound Download Now Download Now ventilation sanitation Download Now Drainage Download Now Download Now . Type of membership: Associate, Crown Mortgage Management Head office: Abbey House, 2 Triton Square, Regents Place, London, NW1 3AN Head office: Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR, DX 712851 DARLINGTON-6 805468. Type of membership: Member, Bristol & West plc Accord Buy to Let; Accord Mortgages Limited; Adam & Company; Adam & Type of membership: Member, Topaz Finance PLC This list is regularly updated as Lenders update their approval lists - please check back! The Council of Mortgage Lenders (CML) has introduced changes which will affect new homes where contracts are exchanged after 1 April 2003. Type of membership: Associate, The Property Search Group Head office: Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, DX 11798 BRADFORD Bank of Ireland as Bank of Ireland Mortgages, Paragon Residential Owner-Occupied Mortgages, Precise Mortgages (Charter Court Financial Services Ltd). Head office: 1 More London Place, London, SE1 2AF We work with members to support the UK as a global leader in financial services. Type of membership: Member, Alliance & Leicester plc Head office: Arcadia House, The Warley Hill Business Park, The Drive, Brentwood, Essex, CM13 3BE The warranty/guarantee provided of the installation and insulation. Type of membership: Member, Vernon Building Society Type of membership: Member, JPMorgan Chase Bank, N.A. Our Council of Mortgage Lenders recognised Professional Consultants Certificates serve a similar purpose to Architects Certificates but have a number of distinct advantages. Type of membership: Associate, Matthew Arnold & Baldwin Head office: 3rd Floor Surrey House, 34 Eden Street, Kingston Upon Thames, Surrey, KT1 1ER Head office: Winchester House, 1 Great Winchester Street, London, EC2N 2DB Type of membership: Member, Dudley Building Society It is a requirement of most lenders in the UK to have a structural warranty on all new build properties, converted properties, or residential properties less than 10 years old. Regardless if you are a property developer, house builder or private client looking to do their own Self-Build . Type of membership: Member, Mortgages plc Type of membership: Associate, Callcredit plc Type of membership: Member, Skipton Building Society Head office: Henry Duncan House, 120 George Street, Edinburgh, EH2 4LH Type of membership: Member, Cambridge Building Society As the UK's second largest mortgage provider, the building society offers a wide number of products, mainly with fixed rates. Head office: Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP, DX 12745 DUDLEY-1 We are listed in the UK Finance (Old CML) Handbook and the Building Societies Association Mortgage Instructions, which describe each lenders' specific requirements. The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. Kent, Its members consisted of banks, building societies and specialist lenders and represented 95% of mortgage lending in the UK. Head office: Bracken House, Charles Street, Manchester, M1 7BD Type of membership: Associate, Stewart Title Ltd Type of membership: Associate, Irish Permanent International If they are not listed then you should contact them direct for instructions. Type of membership: Associate, Acadametrics Limited Clarification of existing guidance and rules is useful given that expectations on forbearance and impairment is contained in various thematic reviews, ad-hoc guidance, and market studies published over many years by the FCA and its predecessor, the Financial Services Authority (FSA). This type of certificate is very cost effective and is pre-approved by the council of mortgage lenders for your sale, mortgage or re-financing requirements. Type of membership: Member, Coventry Building Society Reviewed By. 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